Credit Card Blog - Advanta

Advanta Platinum BusinessCard with Rewards

• 0% introductory rate on balance transfers
• Intro rate on transfers lasts for 16 months
• No annual fee
• Earn rebates of up to 5% cash back

The Advanta Platinum BusinessCard with Rewards lets you consolidate all of your business expenses onto one card while also allowing you to earn rebates and other rewards. If you are looking for a business card with competitive rates and an attractive rewards program, the Advanta Platinum BusinessCard with Rewards is for you. In this post, we’ll give you the basics of the Advanta Platinum BusinessCard and explain how it stands out among its competitors.

Advanta Platinum BusinessCard Rewards Program

The Advanta Platinum BusinessCard with Rewards offers a cash rebate program. With this program, you earn a 5% cash rebate on purchases like fuel, computers, office supplies, electronics, online advertising services, and utilities and telecommunications. For all other purchases, you will earn a 1% cash rebate. After any billing cycle where your cash rebates reach $50, you will be issued a $50 check. A $300 annual limit exists on rebates, as well as a $25 monthly cap. Cardholders also have the option of choosing the regular rewards program instead. Through the rewards program, you earn one point for every dollar you spend. These points can be redeemed for travel rewards or pre-paid bonus cards. No limit exists on points, though they must be redeemed within three years.

Platinum Features

The Advanta Platinum BusinessCard with Rewards also comes with all the features you would expect from a platinum card. You will have access to itemized expense reports, auto rental insurance, extended warranty coverage, and free online account access. You will also enjoy generous discounts at select retailers and merchants. The Advanta Platinum BusinessCard boasts incredibly competitive rates. You enjoy a 0% APR on balance transfers for a full 16 months. The purchase APR is a low 7.99%. For business owners who carry a balance occasionally, this card is a perfect match.

Additional Resources:

• Credit Card Review: Advanta Platinum BusinessCard with Rewards
• Group Imagines 'Ideal' Credit Card
• 3 tips: Maximizing Card Rewards

If you are a business owner looking for a card capable of handling all of your expenses, look no further. The Advanta Life of Balance Platinum Card gives you the convenience of managing your business expenses all on one card, in addition to the benefits of a cash-back rewards program. In this post, we’ll cover the basics of the Advanta Life of Balance Platinum Card and what makes it unique.

The Basics of Advanta Life of Balance Platinum Card

• 2.99% introductory APR on balance transfers for life of loan
• Promotional APR applies for first 3 months
• 9.99% regular APR, variable
• No annual fee
• Cash-back rewards program
• Consolidate business expenses with one card
• Earn up to 6% in cash rebates
• You choose the category in which you will earn the highest cash rebates
• Great discounts from select retailers

A Customized Rewards Program

The Advanta Life of Balance Platinum card is ideal for business owners who are tired of juggling business expenses across multiple credit cards. The Advanta Life of Balance Platinum allows you to consolidate your business expenses on one card, while also enjoying the benefits of a generous cash-back rewards program. Best of all, the rewards program can be customized to fit your individual needs. You have the ability to choose the spending category in which you will earn up to 6% cash-back rewards. Some of your choices include fuel expenses, office supplies, restaurant spending, building supplies, and utilities/telecommunications. For purchases outside of this category, you earn 2% cash back. You will receive a check every time you accrue $50 in cash rebates, and there is no limit to the amount of rebates you can earn. Alternatively, Advanta Life of Balance Platinum cardholders also have the option to choose the travel rewards program.

Advanta Life of Balance Platinum: The Best of Business Cards

Aside from the unbeatable rewards program, the Advanta Life of Balance Platinum is a solid business credit card. You will enjoy a low 2.99% balance transfer APR for balances submitted during the first three months of becoming a cardholder. You will also receive a competitive 9.99% APR on purchases. Cardholders have access to online account services, personalized business checks, and generous discounts through participating merchants and retailers.

Additional Resources:

• Credit Card Review: Advanta Life of Balance Platinum
• Best Credit Card Perks
• Avoiding Credit and Charge Card Fraud

Are you tired of dealing with the hassle of multiple business credit cards? Would you like to consolidate your professional expenses onto one card? If so, you should consider the Advanta Platinum Business Card. This card has unbeatable introductory rates, so it makes it easy for you to transfer balances from other business credit cards. In this post, we’ll give you some basic information on the Advanta Platinum MasterCard and explain its benefits.

Basics of the Advanta Platinum Business Card

• 0% introductory rate on purchases for one year
• 0% intro rate on balance transfers for first year
• No annual fee
• 14.24% regular APR (variable)
• Accepted everywhere you see the MasterCard logo
• Free online account management services
• Personalized business checks
• Discounts with certain retailers

A Business Card Designed to Save Money & Time

If you’re going to combine all of your business expenses onto one card, you want to be sure that the card you choose is a good one. The benefits of the Advanta Platinum Business Card are unparalleled. First, you will receive a 0% APR for twelve months on purchases and balance transfers. This low rate on balance transfers makes it easy for you to consolidate your expenses from other credit cards. Thus, the Advanta Platinum Business Card is ideal for business owners who intend to carry a balance. You put all of your business expenses on one card, and enjoy one low rate in the process. Once the introductory rates expire, your card will have a competitive 14.24% variable APR. There is no annual fee with this card.

Platinum Perks

The Advanta Business MasterCard is so much more than a business card with attractive rates. When you become a cardholder, you can expect to enjoy all of the traditional benefits of a platinum card and more. For example, you will receive generous discounts at certain merchandisers and retailers for using your Advanta Platinum Business Card. If your business spends a significant amount of money at these retailers, you can save a bundle on your expenses with the discounts. You will also have access to perks like extended warranty coverage, auto rental insurance, online account access, and itemized reports of your expenses. For your convenience, the Advanta Platinum Business MasterCard is also compatible with software like Microsoft Money and Quicken.

Apply for the Advanta Platinum BusinessCard

Additional Resources:

• Credit Card Review: Platinum Advanta Business Card
• Advanta
• Small Business Advice

Yesterday Advanta announced name changes for the three credit card products offered on Your Credit Network. Even though the names have changed, Advanta still offers the same great customer service to all of its business-minded consumers without fail – and this is an excellent opportunity for us to highlight some of the program benefits for these uncommonly solid business credit card offers.

Advanta Platinum Business Card with Rewards

(Formerly the Advanta Platinum Rewards Business Card MasterCard)

This is the most popular credit card offered by Advanta, due in large part to the robust rewards program which includes 5% cash back on fuel, computers, computer software, office and related supplies, telecom/utility bills, and online advertising expense. For purchases that do not fall under any of these categories, a 1% cash back rebate is offered – though cardholders may only earn $300 per annum with a monthly ceiling of $25. The alternative to this program is a point-based system, which allows for the accrual of one point per dollar spent that may be redeemed toward travel expenses and pre-paid retailer cards; these points do not have a limit and will expire in three years from the original purchase date. Businesses that use the Advanta Platinum Business Card with Rewards frequently generally prefer the point system for maximum benefit, whereas businesses with smaller or less frequent purchasing need tend to opt for the cash rebate system. Neither of these plans has additional cost associated with participation.

Advanta Life of Balance Platinum Card

(This credit card maintained its name as is)

This business credit card was designed for firms that need to transfer large balances or several smaller balances onto one handy card. Unlike the other two credit cards currently offered by Advanta, the Advanta Life of Balance Card offers a 2.99% APR on all balanced transfers made within the first three months of card ownership for the entire life of the balance; this is in direct contrast to the other offers which place an introductory rate on balance transfers for 6 or 12 months. Another added bonus for this credit card is a rewards program similar to that of the regular platinum business reward card above, with similar point/rebate systems for new purchases at no additional cost.

Advanta Platinum Business Card

(Formerly the Advanta Platinum Business Card MasterCard)

This credit card is the standard issue model from the Advanta credit card line. It offers no rewards program to its cardholders, though there is an attractive 0% purchase rate for the first twelve months of use.

Additional Resources:

• Credit Card Review: Advanta Platinum Business Card with Rewards
• Credit Card Review: Advanta Life of Balance Platinum Card
• Credit Card Review: Advanta Platinum Business Card
• Advanta Credit Card Listing
• Credit Cards for Businesses

Kimberly Carte
Team Your Credit Network