- Get up to 30 free phone minutes per mont
- Doubles as a calling card
- Redeem points for travel, gift cards, merchandise, and more
Are you looking for a low-interest-rate card with a great rewards program? Would you like your credit card to double as a calling card? If so, the AT&T Universal Savings and Rewards Program is the ideal card for you. In this post, will give you some basic information about the card and explain what makes it one of the best reward cards out there.
Rewards Program Information
Through the rewards program, you will earn one point for every dollar you spend on all purchases. Cardholders can redeem points for gift cards, travel, merchandise, experiences, and more. You will also enjoy up to 10% savings on AT&T purchases for the first 12 months you are a cardholder. You can earn a maximum of 50,000 points per year, and unused points expire after five years.
Other Card Perks
The AT&T Universal Savings and Rewards Card also doubles as a calling card. As a cardholder, you will receive two free directory assistance inquiries per month, wireless phone loss and theft insurance, and up to 30 free phone minutes per month. This card comes with no annual fee and a very competitive APR as low as 11.24% (depending on your credit score). You will enjoy an unbeatable introductory 0% APR on balance transfers for one year. As a cardholder, you will also have access to a variety of platinum benefits, including up to $1,000,000 in travel accident insurance, lost or stolen card reporting, fraud protection services, and auto rental insurance.
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- 0% APR on balance transfers for 9 months
- 13.74% regular APR (variable)
- No balance transfer fees during introductory offer
- Point rewards program
Wouldn’t it be nice to be able to manage personal and business expenses all on the same card? With the Citi Professional Card with ThankYou Network, you can. If you are a professional looking for a great rewards card that will allow you to use one card for all of your expenses, the Professional Card is for you. In this post, we’ll cover the basics of the Citi Professional MasterCard and explain what makes it unique.
About the Citi Professional Card
The Citi Professional Card with ThankYou Network is ideal for business people with average or above credit who would like the convenience of putting all expenses on one credit card. In addition to this convenience, you will also enjoy free access to a point-based rewards program. For every dollar you spend on general purchases, you will earn one point. For each dollar you spend at auto rental companies, office/supply retailers, gas stations, and restaurants, you will earn three points. You can redeem points for gift cards, travel rewards, or merchandise. Your points will expire after three years, and there is a 100,000 point maximum per year. The Citi Professional Card with ThankYou Network also comes with an attractive 0% balance transfer offer, with no fees, for the first nine months. Cardholders will receive a competitive 13.74% variable APR on purchases.
The Citi Professional Credit Card: A Cut Above the Rest
The Citi Professional MasterCard is a triple threat when it comes to attractive features. First, it allows you to manage all of your business and personal expenses with one card. The card also comes with an online expense management tool that allows you to categorize your spending and generate custom reports. Secondly, the aforementioned rewards program is one of the best in the industry. Finally, the card comes with a plethora of cardholder benefits. For example, you will have access to $1,000,000 in travel accident insurance, emergency assistance, and car rental insurance.
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- 0% introductory APR on purchases & balance transfers for first 12 months
- 11.24% regular APR, variable
- Unlimited custom expense reports
- Access to Citi Identity Theft Solutions
Would you like to manage your personal and business expenses all on the same card? Do you want a credit card with competitive rates and incentives? If so, the Citi Professional Card is for you. This card offers unbeatable rates while allowing you to maintain all of your expenses on a single credit card. In this post, we will cover the basics of the Citi Professional Card and explain what makes it a cut above the rest.
Do Everything with One Card
The most appealing feature of the Citi Professional Card is that it allows business people to consolidate their personal and professional expenses on one credit card. The Citi Professional Card helps you manage all of your expenses. As a cardholder, you will have access to quarterly and annual financial statements, upon request. You will also enjoy an online expense reporting tool that allows you to categorize your spending. Additionally, you can generate as many customized, easy-to-read expense reports as you wish with the online reporting tool.
Additional Cardholder Benefits
The Citi Professional card offers a variety of resources to cardholders for no annual fee. For one, you will have access to the Citi Identity Theft Solutions program. You will enjoy a 0% introductory APR on purchases and balance transfers for the first year you are a cardholder. Once the introductory period expires, the card has a competitively low rate of 11.24%. Keep in mind that there is a minimum cap for cash advances, meaning your cash advance APR will never fall below the minimum, regardless of the Prime Rate. Thus, if you intend to capitalize on the unbeatable introductory rate and the expense management tools, the Citi Professional Card is a wise choice.
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Did you know using a credit card can help pay off your mortgage? With the Citi Home Rebate Platinum Select MasterCard, you earn rebates toward personal mortgage payments every time you use your card. In this post, we’ll cover the basics of the Citi Home Rebate Platinum Select card and help you decide if it’s right for you.
Citi Home Rebate Platinum Select Basics
- 0% APR on balance transfers
- Introductory APR lasts for 12 months
- No balance transfer fees during intro offer
- 11.74% regular APR (variable)
- No annual fee
- Home mortgage rebates program
- Earn up to 6% rebates on certain purchases
- Rebates applied to mortgage principal
Home Mortgage Rebates Program
The Citi Home Rebate Platinum Select MasterCard is ideal for people with very good credit who will take advantage of the excellent home mortgage rebates program. Through this program, you will earn a 6% rebate when you use your card on cable, satellite, and other television services; computer network services; telecom services; and utilities for the first 6 months of membership. After the introductory period, you will earn a 1% rebate on all other purchases. Your home mortgage rebates will be applied to the outstanding principal of your home mortgage. Your rebates will never expire, and there is no limit to the amount you can earn.
Excellent Platinum Benefits
The Citi Home Rebate Platinum Select MasterCard has plenty to offer in addition to its terrific rebates program. You will enjoy an unbeatable 0% APR and no fees on balance transfers for the first 12 months you are a cardholder. The purchase APR of 11.74% is competitively low, so you have the option of carrying a balance. The Citi Home Rebate Platinum Select also comes with an array of benefits you would expect from a platinum card. Such benefits include up to $1,000,000 in travel accident insurance and fraud protection services. You get all of this for no annual fee.
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If you have good credit and want all the perks of a platinum credit card, the Citi Platinum Select Card is for you. The Citi Platinum Select Card is an excellent basic credit card for people who will take advantage of the initial offers and array of services Citibank offers. In this post, we’ll discuss the basics of the Citi Platinum Select Card to help you decide if it’s right for you.
Citi Platinum Select Card at a Glance
- 0% introductory APR on purchases and balance transfers
- Introductory APR lasts for up to 12 months
- No balance transfer fees during intro offer
- Regular APR ranges from 1.99%-6.99% plus Prime Rate (depends on credit)
- $0 liability on unauthorized purchases
- Optional personal photo on card for security
- Free online account management
- No annual fee
About the Citi Platinum Select Card
The Citi Platinum Select card is great for people with good credit who want the benefits and protection of a platinum card. The Citi Platinum Select comes with competitive introductory offers, including a 0% APR on purchases and balance transfers for up to 12 months. Depending on your credit history, the regular APR will range from 1.99%-6.99% plus the Prime Rate. The minimum cap for cash advances is a 19.99% APR.
Platinum Benefits from Citibank
The Citi Platinum Select MasterCard comes with a variety of platinum services from Citibank. You will have access to auto rental insurance, up to $1,000,000 in travel accident insurance, and fraud protection services. Additionally, you will be privy to Citi Identity Theft Solutions with $0 liability on unauthorized purchases. You will enjoy free, secure online account access, lost wallet service, and lost/stolen card reporting. To maximize the security of your card, Citibank gives you the option of placing a personal photo on your card. The Citi Platinum Select also comes with medical and legal referral services and emergency cash replacement.
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Do you have excellent credit? Do you want a credit card with both competitive rates and a terrific rewards program? If that sounds like you, then you should consider the Citi PremierPass Card. The Citi PremierPass is a credit card with the whole package—a solid rewards program and attractive terms and rates. In this post, we’ll give you all the basic information about the Citi PremierPass and tell you how it can meet your needs.
Citi PremierPass Card: Just the Facts
- 0% introductory APR on balance transfers
- Intro APR lasts 12 months
- 13.74% regular APR (variable)
- No annual fee
- No application fee
- Point rewards program
- 100,000 point annual limit
- Redeem points for gift certificates, merchandise, flights on any airline, and more
Citi PremierPass Card Rewards Program
With the Citi PremierPass MasterCard, you will earn one point for every dollar you spend on general purchases. You will also earn one point for every three miles you fly with any airline or anyone else whose ticket you purchase with your card. You can redeem your points for a variety of rewards, including free flights on any airline, merchandise, gift cards, and more. If your account is inactive for three years, your points will expire after that time. There is also a 100,000 annual limit to the number of points you can earn. When you make your first purchase, you will receive 5,000 bonus points.
Other Cardholder Perks
Besides the rewards program, Citi PremierPass cardholders will also have access to a variety of benefits, including emergency and travel assistance services, auto rental insurance, and up to $1,000,000 in travel accident insurance. You get all of these benefits and one amazing rewards program for no annual fee. You will enjoy a 0% introductory balance transfer APR for the first 12 months you are a cardholder. The regular APR is also competitive, at 13.94%.
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In the market for a credit card? If you have very good credit and are looking for a card with cash-back rewards and rock-bottom interest rates, you need look no further. The Citi CashReturns MasterCard gives you the best of both worlds—excellent rates with an unbeatable cash back rewards program. In this post, we’ll cover the basics of the Citi Cash Returns MasterCard and explain how it pummels the competition.
Citi CashReturns Master Card: Basic Info
- 0% introductory APR on balance transfers
- Intro APR lasts 12 months
- 10.99% regular APR, variable
- No annual fee
- Issued by Citibank
- Cash back rebate program
- Earn rebates on purchases, cash advances, & balance transfers
The Citi CashReturns MasterCard Rewards Program
The Citi CashReturns card’s free rewards program is one of the best of its kind. Through the program, you can earn a 5% cash-back rebate on your purchases for the first 90 days. After the first 90 days, you will earn a 1% rebate on purchases and cash advances. The rewards program also extends to balance transfers. For every $1500 individual balance transfer transaction, you will earn five CitiDollars. Every time you earn $50 CitiDollars, you will automatically be issued a check for $50. Checks will not be issued for less than $50.
Other Card Benefits
For no annual fee, the Citi CashReturns MasterCard offers an unbeatable 0% intro APR on balance transfers and a low APR on purchases. The rate is variable, which means it is tied to the Prime Rate published in the Wall Street Journal. Keep in mind that the cash advance APR comes with a minimum cap, so it will not fall below the cap even if the Prime Rate does. Citibank protects its CashReturns MasterCard cardholders by giving zero liability on unauthorized purchases, emergency and travel assistance, auto rental insurance, and annual account summaries. You will also enjoy identity theft solutions services, as well as fraud and security protections.
Apply for your Citi CashReturns MasterCard here and start earning cash back today!
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A highly recommended card on Your Credit Network is the Citi Diamond Preferred credit card from Citibank. This blog entry will cover the basics, the benefits and the customer rating details that the Citibank Diamond Preffered card offers.
Citi Diamond Preferred Credit Card Basics
- No annual fee
- 11.24% Variable APR
- 0% introductory rate for the first 12 billing cycles on balance transfers and purchases
- No maximum credit limit
Citibank Diamond Preferred Card Benefits
If you have good credit and are looking for excellent services combined with great introductory rates then the Citi Diamond Preferred card is just what you are looking for. Identity theft solutions come standard with this card, so you will know your card is always protected if it may fall into the wrong hands. This card also comes the ability to gain perks when you use the card at your favorite destinations. The perks include:
- Discounts on Alamo Car Rentals and National Car Rentals
- Discounts on purchases at The Sharper Image
- Discounts on flights with Midwest Airlines
- Save on packages with Travelocity
- As well as perks with JC Penny, 4 Seasons, Samsonite, among many others
The perks and protection that come with this card are what makes it so popular. Emergency card replacement, lost or stolen card reporting, emergency cash replacement, and optional photo on card also shows that this card goes a long way to making sure you have no need to worry about what may happen. From the very first transaction you will be proud of their quality and commitment to you. When you apply for this card, you will be applying for a card that is well liked by those who have applied for it.
The Citi Diamond Preferred Card Outshines the Competition
Customers rate the most attractive features of this card to be its long term 0% introductory rate. Combined with no annual fee, you can really tell that Citibank is not looking to take money from you. They just want to provide you with a quality service. Because they know that all you want is reliable service, service that cares about you as a person and a not a dollar sign. So apply now, and join the network of happy customers who are proud to be a holder of the Citi Diamond Preferred Card.
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Amanda Robbins
Team Your Credit Network
That’s right - Citibank has issued the much anticipated Citi Professional Cash Card. Your Credit Network wants to be the first to offer you all the information such as the basic features of the card, reward programs, perks and how it measures up among other cards.
Go Pro with the Citi Professional Card with Cash Rewards
Looking for a business cash card that can handle all your needs? Well the Citi Professional Cash Card is just that. With this credit card business owners and professionals do not need to be carrying around several different cards making it confusing and difficult to pay bills. One card can do the trick by taking care of all your credit needs while eliminating the work of separating business expenses from personal expenses. If you are looking for a card that shouts class and sophistication that look no further; the Citibank Professional Credit Card has many attractive features, ranging from free reward programs to cash back incentives and other great perks. Professionals that tend take advantage of the rewards program and the additional benefits will get the best use and benefit from this new cash card the most (if that's not you, consider getting a different business credit card without all the bells and whistles.)
Attractive features of the Citi Professional Cash Credit Card:
- Annual Fee: $0
- Introductory Rate: 0.00%
- Introductory Rate Details: There is no balance transfer fee with this offer
- Additional Cardholders: $0
- Additional Rebates: Earn 3% on purchases made at restaurants, gas stations, certain office supply merchants, and on auto rentals.
Let’s Keep it Professional
Having a professional business card that earns you money for your everyday purchases is incredibly rewarding. Being in the business world can be very tough, and having many perks associated with you cash card can take a major burden off of your shoulders. Whether you are picking up a few supplies or taking a client out to dinner, you can use you professional cash card and get some major perks along the way. Here are a few perks that this business cash card has to offer:
- Up to 20% Off Your Car Rental + More through Alamo
- 15% Off Your Luggage Order + Free Shipping through Samsonite
- 20% Off any TurboTax Online Federal Product
- 25% Off Newsstand Price on USA Today
See the Citi Professional Cash Card for additional perks this card offers or click here to apply for the Citi Professional Card now!
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Michelle Perkins
Your Credit Network Contributor
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