- 0% APR on balance transfers & purchases for six months
- 17.74% regular APR, variable
- Earn points by using Facebook
- Share points with friends or donate to causes
Are you a student? Would you like to earn rewards for using your credit card? If so, the Chase +1 Student MasterCard is the card for you. In this post, we’ll give you the basics of the Chase +1 Student MasterCard and explain what makes it stand out among the competition.
About the Rewards Program
The rewards program is the biggest selling point for the Chase +1 Student MasterCard. Through this program, you will earn one “karmaâ€, or reward, point for each dollar you spend on eligible purchases. Cardholders can redeem rewards points for exclusive member benefits, such as movies, music, Ticketmaster gift cards, spring break discounts, and VIP movie screening tickets. You will also earn additional rewards points on Facebook. In addition, you have the option of sharing your points with friends or donating them to support causes.
Other Card Information
Other benefits of the Chase +1 Student MasterCard include an extended warranty plan, purchase protection, and emergency cash and card replacement. You have access to the rewards program and these additional benefits for no annual fee. Cardholders will also enjoy a competitive 0% APR on balance transfers and purchases for the first six months. After this offer expires, the card comes with a 17.74% variable APR. Because this APR is above average, the Chase +1 Student MasterCard is best suited for those who do not carry a revolving balance. Thus, for students with good credit who plan on taking advantage of the rewards program, the Chase +1 Student MasterCard is an excellent choice.
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- 0% APR on balance transfers for 9 months
- 13.74% regular APR (variable)
- No balance transfer fees during introductory offer
- Point rewards program
Wouldn’t it be nice to be able to manage personal and business expenses all on the same card? With the Citi Professional Card with ThankYou Network, you can. If you are a professional looking for a great rewards card that will allow you to use one card for all of your expenses, the Professional Card is for you. In this post, we’ll cover the basics of the Citi Professional MasterCard and explain what makes it unique.
About the Citi Professional Card
The Citi Professional Card with ThankYou Network is ideal for business people with average or above credit who would like the convenience of putting all expenses on one credit card. In addition to this convenience, you will also enjoy free access to a point-based rewards program. For every dollar you spend on general purchases, you will earn one point. For each dollar you spend at auto rental companies, office/supply retailers, gas stations, and restaurants, you will earn three points. You can redeem points for gift cards, travel rewards, or merchandise. Your points will expire after three years, and there is a 100,000 point maximum per year. The Citi Professional Card with ThankYou Network also comes with an attractive 0% balance transfer offer, with no fees, for the first nine months. Cardholders will receive a competitive 13.74% variable APR on purchases.
The Citi Professional Credit Card: A Cut Above the Rest
The Citi Professional MasterCard is a triple threat when it comes to attractive features. First, it allows you to manage all of your business and personal expenses with one card. The card also comes with an online expense management tool that allows you to categorize your spending and generate custom reports. Secondly, the aforementioned rewards program is one of the best in the industry. Finally, the card comes with a plethora of cardholder benefits. For example, you will have access to $1,000,000 in travel accident insurance, emergency assistance, and car rental insurance.
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- 0% introductory rate on balance transfers
- Intro rate on transfers lasts for 16 months
- No annual fee
- Earn rebates of up to 5% cash back
The Advanta Platinum BusinessCard with Rewards lets you consolidate all of your business expenses onto one card while also allowing you to earn rebates and other rewards. If you are looking for a business card with competitive rates and an attractive rewards program, the Advanta Platinum BusinessCard with Rewards is for you. In this post, we’ll give you the basics of the Advanta Platinum BusinessCard and explain how it stands out among its competitors.
Advanta Platinum BusinessCard Rewards Program
The Advanta Platinum BusinessCard with Rewards offers a cash rebate program. With this program, you earn a 5% cash rebate on purchases like fuel, computers, office supplies, electronics, online advertising services, and utilities and telecommunications. For all other purchases, you will earn a 1% cash rebate. After any billing cycle where your cash rebates reach $50, you will be issued a $50 check. A $300 annual limit exists on rebates, as well as a $25 monthly cap. Cardholders also have the option of choosing the regular rewards program instead. Through the rewards program, you earn one point for every dollar you spend. These points can be redeemed for travel rewards or pre-paid bonus cards. No limit exists on points, though they must be redeemed within three years.
Platinum Features
The Advanta Platinum BusinessCard with Rewards also comes with all the features you would expect from a platinum card. You will have access to itemized expense reports, auto rental insurance, extended warranty coverage, and free online account access. You will also enjoy generous discounts at select retailers and merchants. The Advanta Platinum BusinessCard boasts incredibly competitive rates. You enjoy a 0% APR on balance transfers for a full 16 months. The purchase APR is a low 7.99%. For business owners who carry a balance occasionally, this card is a perfect match.
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- 0% introductory APR on purchases & balance transfers for first 12 months
- 11.24% regular APR, variable
- Unlimited custom expense reports
- Access to Citi Identity Theft Solutions
Would you like to manage your personal and business expenses all on the same card? Do you want a credit card with competitive rates and incentives? If so, the Citi Professional Card is for you. This card offers unbeatable rates while allowing you to maintain all of your expenses on a single credit card. In this post, we will cover the basics of the Citi Professional Card and explain what makes it a cut above the rest.
Do Everything with One Card
The most appealing feature of the Citi Professional Card is that it allows business people to consolidate their personal and professional expenses on one credit card. The Citi Professional Card helps you manage all of your expenses. As a cardholder, you will have access to quarterly and annual financial statements, upon request. You will also enjoy an online expense reporting tool that allows you to categorize your spending. Additionally, you can generate as many customized, easy-to-read expense reports as you wish with the online reporting tool.
Additional Cardholder Benefits
The Citi Professional card offers a variety of resources to cardholders for no annual fee. For one, you will have access to the Citi Identity Theft Solutions program. You will enjoy a 0% introductory APR on purchases and balance transfers for the first year you are a cardholder. Once the introductory period expires, the card has a competitively low rate of 11.24%. Keep in mind that there is a minimum cap for cash advances, meaning your cash advance APR will never fall below the minimum, regardless of the Prime Rate. Thus, if you intend to capitalize on the unbeatable introductory rate and the expense management tools, the Citi Professional Card is a wise choice.
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- 0% APR on purchases & balance transfers for six months
- 14.49% regular APR (variable)
- Earn four reward points for every dollar spent at Pier 1
- One point per dollar on other purchases
Do you shop frequently at Pier 1? Would you like a credit card with competitive rates and a great rewards program? If so, the Pier 1 Rewards MasterCard is the card for you. In this post, we’ll cover the basics of the Pier 1 MasterCard and tell you what makes it unique.
The Rewards Program
With the Pier 1 Rewards MasterCard, you can earn four points for every dollar you spend on purchases at Pier 1. For other purchases, you will earn one point for every dollar spent. Once you earn 2,000 points, you will be issued a $20 rewards certificate for use on purchases at Pier 1 Imports. You will also receive a 20% off coupon with your reward certificate. You can earn up to 40,000 rewards points annually, and reward certificates expire after 90 days. Therefore, this card is ideal for those who shop frequently at Pier 1 Imports, as they will earn additional rewards points for their purchases.
Other Cardholder Benefits
The Pier 1 Rewards MasterCard comes with a very attractive 0% introductory APR on purchases and balance transfers for six months. The card comes with a reasonable 14.49% regular variable APR. Cardholders can also access and manage their accounts for free online. Pier 1 Rewards MasterCard holders enjoy members-only savings and discounts at Pier 1 all year long. This card is a great option for those who have very good credit, plan to take advantage of the introductory offers, and shop frequently at Pier 1.
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The Continental Airlines Business MasterCard is a great card for business people who would like to earn free business travel and regularly fly Continental Airlines. With the Continental Airlines Business MasterCard, business travelers can earn free flights on Continental Airlines for business-related expenses. In this post, we’ll give you the basics of the Continental Airlines Business MasterCard and explain what makes it unique.
Continental Airlines Business MasterCard: The Basics
- 17.74% variable APR
- $85 annual fee
- Earn one mile for every dollar spent
- Earn double miles for purchases at participating retailers, restaurants, and Continental Airlines
- Miles never expire
- No limit on how many miles can be earned
- Get 20,000 bonus miles after first purchase
Continental Airlines Business MasterCard Rewards Program
Through the rewards program, you can earn one mile for every dollar you spend. For ticket purchases directly through Continental and purchases made at participating restaurants and retailers, cardholders earn double miles. Across the U.S. and Canada, there are over 10,000 restaurants at which cardholders can earn double miles. Cardholders can earn triple miles at participating retailers once they register at onepass.rewardsnetwork.com. On top of this, you will earn 20,000 bonus miles upon making your first purchase. Your miles will never expire, and there is no limit to the amount of miles you can earn. Miles may be redeemed for free business travel with Continental and participating airline partners.
Other Cardholder Benefits
Besides the rewards program, cardholders will also have access to services like travel accident insurance, auto rental insurance, extended warranties, and consolidated expenses statements. You will enjoy all of these benefits for a competitive $85 annual fee. Additional cardholders may be added for a $20 annual fee per cardholder. The APR is slightly above average for this card, which makes it best suited for business people who do not carry a revolving balance.
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If you are a business owner looking for a card capable of handling all of your expenses, look no further. The Advanta Life of Balance Platinum Card gives you the convenience of managing your business expenses all on one card, in addition to the benefits of a cash-back rewards program. In this post, we’ll cover the basics of the Advanta Life of Balance Platinum Card and what makes it unique.
The Basics of Advanta Life of Balance Platinum Card
- 2.99% introductory APR on balance transfers for life of loan
- Promotional APR applies for first 3 months
- 9.99% regular APR, variable
- No annual fee
- Cash-back rewards program
- Consolidate business expenses with one card
- Earn up to 6% in cash rebates
- You choose the category in which you will earn the highest cash rebates
- Great discounts from select retailers
A Customized Rewards Program
The Advanta Life of Balance Platinum card is ideal for business owners who are tired of juggling business expenses across multiple credit cards. The Advanta Life of Balance Platinum allows you to consolidate your business expenses on one card, while also enjoying the benefits of a generous cash-back rewards program. Best of all, the rewards program can be customized to fit your individual needs. You have the ability to choose the spending category in which you will earn up to 6% cash-back rewards. Some of your choices include fuel expenses, office supplies, restaurant spending, building supplies, and utilities/telecommunications. For purchases outside of this category, you earn 2% cash back. You will receive a check every time you accrue $50 in cash rebates, and there is no limit to the amount of rebates you can earn. Alternatively, Advanta Life of Balance Platinum cardholders also have the option to choose the travel rewards program.
Advanta Life of Balance Platinum: The Best of Business Cards
Aside from the unbeatable rewards program, the Advanta Life of Balance Platinum is a solid business credit card. You will enjoy a low 2.99% balance transfer APR for balances submitted during the first three months of becoming a cardholder. You will also receive a competitive 9.99% APR on purchases. Cardholders have access to online account services, personalized business checks, and generous discounts through participating merchants and retailers.
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If you have good credit and frequent Speedway SuperAmerica stores, the Speedway SuperAmerica Platinum MasterCard is a great card that will save you money. You can use your rebates toward free purchases at Speedway SuperAmerica or other attractive rewards. In this post, we’ll give you some basic information about the Speedway SuperAmerica Platinum MasterCard and explain what makes it stand out among the competition.
Speedway SuperAmerica Platinum MasterCard: The Basics
- 0% introductory APR on balance transfers for six months
- 17.74% regular APR, variable
- No annual fee
- No application fee
- Point rewards program
- No annual limit on # of points you can earn
- Redeem points for free gas or gift certificates
The Rewards Program
The Speedway SuperAmerica Platinum MasterCard offers a point-based rewards program. Through the program, you will earn 40 points for every dollar you spend at SuperAmerica and Speedway stores. For all other purchases, you will earn 10 points per dollar. You can redeem your points for free gas or for gift certificates to participating businesses, like Applebee’s, Blockbuster, and more. After you make your first purchase, you will earn 10,000 bonus points, and there is no annual limit to how many points you can earn.
Cardholder Benefits
As a cardholder, you will enjoy many benefits beyond the excellent rewards program. For the first six months, you can take advantage of a 0% balance transfer offer. You also have access to the rewards program for absolutely no annual fee. You can also expect traditional platinum benefits from the Speedway SuperAmerica Platinum MasterCard, such as auto rental insurance, purchase protection plans, and travel accident insurance. This card is best-suited for people who plan to use the rewards program, have very good credit, and will take advantage of the balance transfer offer.
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Go green with the GE Money Earth Rewards MasterCard. You can help clean up the environment just by using your GE Money Earth Rewards card. Not to mention you will also get a great credit card with competitive terms and rates. In this post, we will cover the basics of the GE Money Earth Rewards MasterCard and explain what makes it unique.
Quick Facts about the GE Money Earth Rewards MasterCard
- 0% introductory rate on purchases for six months
- 12.99% regular APR (variable)
- $0 annual fee
- No application fee
- Rebate rewards program
- Rebates automatically contributed to emission reduction programs
- Option of receiving part cash rebate, part donation
- 1% rebate on all purchases
Money Earth Rewards Program
Through the GE Money Earth Rewards program, cardholders can earn rebates that will be automatically contributed to emission reduction projects. You will earn a 1% rebate on all of your purchases, and this rebate will be donated to emission reduction programs. Such programs work to reduce greenhouse gas emissions. You also have the option of donating a 0.5% rebate to emission reduction and receiving the other 0.5% in cash rebates in your monthly statement. If you are environmentally-conscious, the GE Money Earth Rewards MasterCard is ideal.
Other Benefits
The GE Money Earth Rewards MasterCard has much to offer beyond the rebate program. In addition to helping reduce emissions, your card will also come with a 0% APR on purchases for the first six months. After that, your APR will be a competitively low 12.99% variable rate. Your regular APR will be based on the highest Prime Rate over a three-month period. With the GE Money Earth Rewards MasterCard, you will also enjoy free Internet account management services, zero liability for unauthorized transactions, and stolen/lost card reporting.
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Did you know using a credit card can help pay off your mortgage? With the Citi Home Rebate Platinum Select MasterCard, you earn rebates toward personal mortgage payments every time you use your card. In this post, we’ll cover the basics of the Citi Home Rebate Platinum Select card and help you decide if it’s right for you.
Citi Home Rebate Platinum Select Basics
- 0% APR on balance transfers
- Introductory APR lasts for 12 months
- No balance transfer fees during intro offer
- 11.74% regular APR (variable)
- No annual fee
- Home mortgage rebates program
- Earn up to 6% rebates on certain purchases
- Rebates applied to mortgage principal
Home Mortgage Rebates Program
The Citi Home Rebate Platinum Select MasterCard is ideal for people with very good credit who will take advantage of the excellent home mortgage rebates program. Through this program, you will earn a 6% rebate when you use your card on cable, satellite, and other television services; computer network services; telecom services; and utilities for the first 6 months of membership. After the introductory period, you will earn a 1% rebate on all other purchases. Your home mortgage rebates will be applied to the outstanding principal of your home mortgage. Your rebates will never expire, and there is no limit to the amount you can earn.
Excellent Platinum Benefits
The Citi Home Rebate Platinum Select MasterCard has plenty to offer in addition to its terrific rebates program. You will enjoy an unbeatable 0% APR and no fees on balance transfers for the first 12 months you are a cardholder. The purchase APR of 11.74% is competitively low, so you have the option of carrying a balance. The Citi Home Rebate Platinum Select also comes with an array of benefits you would expect from a platinum card. Such benefits include up to $1,000,000 in travel accident insurance and fraud protection services. You get all of this for no annual fee.
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Would you like the convenience of a credit card without the risk? Are you unable to qualify for an unsecured card? If this sounds like you, the Millennium Advantage Pre-Paid MasterCard is ideal for your situation. In this post, we’ll give you some basic information about the Millennium Advantage Pre-Paid MasterCard and explain what makes it unique.
Millennium Advantage Pre-Paid MasterCard Basics
- No annual fee
- $99 application fee
- Convenience of a credit card without risk of overspending
- $5.95 monthly participation fee
- $1.00 reloading fee
- Inactivity fee after 60 days
- Easy to qualify for
About the Millennium Advantage Pre-Paid MasterCard
If you have difficulty qualifying for an unsecured card because of credit challenges, you will want to consider the Millennium Advantage Pre-Paid MasterCard. This is a stored value card designed specifically for people who do not qualify for other types of cards. You will enjoy all the conveniences of a credit card without any risk of going into debt. You make your payments in advance, and these payments represent your spending limit. You can load your card via online account transfers, mailed payments, or at loading stations at authorized partner locations. Every time you reload, you will pay a $1 fee.
Fees and Other Information
When you apply for the Millennium Advantage Pre-Paid MasterCard, you will pay a one-time $99 activation fee. There is also a low $5.95 monthly participation fee for the convenience of the card. The inactivity fee only applies if you do not use your card for 60 days. In the first year, you will pay at least $170.40 in fees. It is important to note that this card does not report activity to the credit bureaus, which means it will not have an impact on your credit. This is mainly a concern for people who are looking for a card to rebuild bad credit.
Apply for the MasterCard Millennium Advantage Pre-Paid card
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If you have good credit and want all the perks of a platinum credit card, the Citi Platinum Select Card is for you. The Citi Platinum Select Card is an excellent basic credit card for people who will take advantage of the initial offers and array of services Citibank offers. In this post, we’ll discuss the basics of the Citi Platinum Select Card to help you decide if it’s right for you.
Citi Platinum Select Card at a Glance
- 0% introductory APR on purchases and balance transfers
- Introductory APR lasts for up to 12 months
- No balance transfer fees during intro offer
- Regular APR ranges from 1.99%-6.99% plus Prime Rate (depends on credit)
- $0 liability on unauthorized purchases
- Optional personal photo on card for security
- Free online account management
- No annual fee
About the Citi Platinum Select Card
The Citi Platinum Select card is great for people with good credit who want the benefits and protection of a platinum card. The Citi Platinum Select comes with competitive introductory offers, including a 0% APR on purchases and balance transfers for up to 12 months. Depending on your credit history, the regular APR will range from 1.99%-6.99% plus the Prime Rate. The minimum cap for cash advances is a 19.99% APR.
Platinum Benefits from Citibank
The Citi Platinum Select MasterCard comes with a variety of platinum services from Citibank. You will have access to auto rental insurance, up to $1,000,000 in travel accident insurance, and fraud protection services. Additionally, you will be privy to Citi Identity Theft Solutions with $0 liability on unauthorized purchases. You will enjoy free, secure online account access, lost wallet service, and lost/stolen card reporting. To maximize the security of your card, Citibank gives you the option of placing a personal photo on your card. The Citi Platinum Select also comes with medical and legal referral services and emergency cash replacement.
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Do you have excellent credit? Do you want a credit card with both competitive rates and a terrific rewards program? If that sounds like you, then you should consider the Citi PremierPass Card. The Citi PremierPass is a credit card with the whole package—a solid rewards program and attractive terms and rates. In this post, we’ll give you all the basic information about the Citi PremierPass and tell you how it can meet your needs.
Citi PremierPass Card: Just the Facts
- 0% introductory APR on balance transfers
- Intro APR lasts 12 months
- 13.74% regular APR (variable)
- No annual fee
- No application fee
- Point rewards program
- 100,000 point annual limit
- Redeem points for gift certificates, merchandise, flights on any airline, and more
Citi PremierPass Card Rewards Program
With the Citi PremierPass MasterCard, you will earn one point for every dollar you spend on general purchases. You will also earn one point for every three miles you fly with any airline or anyone else whose ticket you purchase with your card. You can redeem your points for a variety of rewards, including free flights on any airline, merchandise, gift cards, and more. If your account is inactive for three years, your points will expire after that time. There is also a 100,000 annual limit to the number of points you can earn. When you make your first purchase, you will receive 5,000 bonus points.
Other Cardholder Perks
Besides the rewards program, Citi PremierPass cardholders will also have access to a variety of benefits, including emergency and travel assistance services, auto rental insurance, and up to $1,000,000 in travel accident insurance. You get all of these benefits and one amazing rewards program for no annual fee. You will enjoy a 0% introductory balance transfer APR for the first 12 months you are a cardholder. The regular APR is also competitive, at 13.94%.
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In the market for a credit card? If you have very good credit and are looking for a card with cash-back rewards and rock-bottom interest rates, you need look no further. The Citi CashReturns MasterCard gives you the best of both worlds—excellent rates with an unbeatable cash back rewards program. In this post, we’ll cover the basics of the Citi Cash Returns MasterCard and explain how it pummels the competition.
Citi CashReturns Master Card: Basic Info
- 0% introductory APR on balance transfers
- Intro APR lasts 12 months
- 10.99% regular APR, variable
- No annual fee
- Issued by Citibank
- Cash back rebate program
- Earn rebates on purchases, cash advances, & balance transfers
The Citi CashReturns MasterCard Rewards Program
The Citi CashReturns card’s free rewards program is one of the best of its kind. Through the program, you can earn a 5% cash-back rebate on your purchases for the first 90 days. After the first 90 days, you will earn a 1% rebate on purchases and cash advances. The rewards program also extends to balance transfers. For every $1500 individual balance transfer transaction, you will earn five CitiDollars. Every time you earn $50 CitiDollars, you will automatically be issued a check for $50. Checks will not be issued for less than $50.
Other Card Benefits
For no annual fee, the Citi CashReturns MasterCard offers an unbeatable 0% intro APR on balance transfers and a low APR on purchases. The rate is variable, which means it is tied to the Prime Rate published in the Wall Street Journal. Keep in mind that the cash advance APR comes with a minimum cap, so it will not fall below the cap even if the Prime Rate does. Citibank protects its CashReturns MasterCard cardholders by giving zero liability on unauthorized purchases, emergency and travel assistance, auto rental insurance, and annual account summaries. You will also enjoy identity theft solutions services, as well as fraud and security protections.
Apply for your Citi CashReturns MasterCard here and start earning cash back today!
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Do you have limited or poor credit? Want the convenience of a credit card? The Orchard Bank MasterCard Secured can help. The Orchard Bank Secured MasterCard gives people with bad credit or no credit a chance to build their credit. In this post, the basics of the Orchard Bank MasterCard Secured will be discussed, as well as why it is superior to other secured cards.
Orchard Bank MasterCard Secured: The Basics
- 0% introductory APR on purchases
- Intro APR lasts 6 months
- $35 annual fee
- Periodic reviews for credit limit increases
- Competitive 14.9% regular APR (variable)
- No application fee
- Orchard Bank reports to all three major credit bureaus
About the Orchard Bank MasterCard Secured
If you have a bad or limited credit history, you know how difficult it can be to get a credit card. The Orchard Bank MasterCard Secured is designed specifically for people like you to give you the opportunity to build your credit. With the Orchard Bank Secured MasterCard, you have the convenience and safety of a credit card with a limit that is predetermined by the amount of your security deposit. In other words, it is impossible to go over your credit limit with this card.
Orchard Bank MasterCard Secured: The Best Secured Card Out There
Many secured credit card issuers know that their cardholders have few other options, and they take advantage of this by setting less-than-ideal terms for their cards. The Orchard Bank MasterCard is different, though. For one, you will enjoy a 6-month, 0% introductory APR, which is unheard of for secured cards. Orchard Bank also reports on your account’s standing to all three credit bureaus, which allows you to boost your credit score by paying on time. Another feature that really sets the Orchard Bank Secured MasterCard apart is the availability of additional cardholder benefits, such as fraud protection, online account access, and card replacement services for emergencies. As if that weren’t enough, the Secured MasterCard by Orchard Bank also allows you to earn interest on your security deposit, which is another rarity among secured cards. Finally, the APR’s of secured cards are notoriously high, but the Orchard Bank MasterCard Secured credit card once again distinguishes itself by offering the competitive variable rate of 14.9%.
If you want the convenience and safety of a secured credit card that will help you build your credit, then look no further than this great card.
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