If you thought you couldn’t carry a balance with any American Express business credit cards, think again. The Platinum Business Credit Card by American Express was designed specifically for business owners with good credit who plan to carry a balance month-to-month and prefer to handle all business expenses on one credit card. In this post, we’ll discuss all the basics of The Platinum Business American Express credit card, as well as what makes it unique.
The Platinum Business Credit Card: Fast Facts
- 0% introductory APR on purchases
- Intro APR lasts for the first 12 months
- 4.99% intro APR on balance transfers if completed within the first 45 days
- No annual fee
- 11.24% regular APR, variable
- Point rewards program
- Option to carry a revolving balance
- Redeem points for merchandise, travel benefits, entertainment, and more
The Platinum Business Credit Card: A Different Kind of American Express
For business owners, keeping all business-related expenses limited to one credit card can make tracking your spending a lot easier. You might also appreciate the option of carrying a balance month-to-month to give you a little more flexibility in your budget. This will enable you to pay your business expenses over time without accruing mountains of interest charges. The Platinum Business Credit Card offers these benefits and more. The card offers an unbeatable 0% APR on purchases for the first year and a competitive 11.24% variable APR thereafter. You will not pay an annual fee on the Platinum Business credit card, which gives it a leg up on its competition. In addition, if you transfer a balance within the first 45 days of becoming a cardholder, you can enjoy a low 4.99% APR for the life of the loan.
Enjoy the Benefits of Becoming an Amex Cardholder
The Platinum Business Credit Card really offers business owners the best of both worlds—you get the flexibility to pay your balance over time, while still enjoying all the benefits of being an American Express cardholder. You will have access to services like purchase security and up to $100,000 in travel accident insurance. You will also enjoy considerable discounts at participating retailers, like 1800Flowers.com, AT&T, FedEx, and more. For no additional fee, Platinum Business Credit cardholders will also have access to American Express’ world-class Membership Rewards program, whereby you can earn free flights, hotel stays, car rentals, merchandise, and much more.
Apply for the Business Platinum Credit Card
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