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IberiaBank Visa® Gold Cash Back Rewards Card |
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IberiaBank Visa® Gold Cash Back Rewards Card
Issued by IberiaBank.
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BASIC INFORMATION 
| Introductory Rate: 1.99% APR for 6 Billing Cycles |
| Rate Applied To: Balance Transfers |
| Additional Details: Introductory APR 6 billing cycles from the date of the balance transfer check. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| Regular APR: |
Variable or Fixed:
Variable APR's are based on the Prime Rate or the 1 month LIBOR. |
| Annual Fee: $0 |
| Annual Fee Details: Additional card fee is $5 per occurrence. |
| Application Fee: |
| Participation Fee: |
| Reload Fee: |
| Inactive Fee: |
| Total First Year Fees: |
| Type Of Rewards: Rebate |
| Be sure to read the card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. for more details. |
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CREDIT CARD REVIEW 
| This review was last updated on |
Overall Rating: 5.0
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. |
| The IberiaBank Visa® Gold Cash Back Rewards Card is a cash rewards offer that gives cardmembers 1% in cash back on eligible purchases. With a low introductory rate for balance transfers for the first six months and other card features it's the perfect choice for those wanting rewards and a low interest rate.
Low Interest Rate. With a low variable interest rate on purchases is as low as 9.25%. The assigned purchase rate is based on the market prime rate and your credit worthiness
Balance Transfers. The low APR on balance transfers is as low as 1.99% for the first six billing cycles. The low rate on balance transfers does not change during the introductory period and applies to balance transfers that are processed within three months of opening your account. After the three month period, the APR is the same as your low interest rate on purchases.
Cash Back. As a full-service rewards credit card, you are entitled to cash back after your application is approved. For all qualifying purchases, you can enjoy 1% cash back. There is no limit to the amount of cash that you can earn so you can keep spending and earning.
No Annual Fee. In addition to a low APR on purchases and balance transfers, you will not have to pay an annual fee as a cardholder if you are approved for the card. Other perks include exclusive travel benefits and services such as collision damage, roadside dispatch and insurance up to $500,000.
In order to ensure your safety and protection, IberiaBank provides online access for 24 hour account management. Cardholders can access all of their account information online, any time. For those that appreciate low interest, rewards, travel service and no annual fee apply for the card that gives you what you want, the IberiaBank Visa® Gold Cash Back Rewards Card. |
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REWARD PROGRAM INFORMATION 
| Type Of Rewards: Rebate |
Reward Program Optional: No
Optional programs may have a fee. See *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. for details. |
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| For Cards with Rebates Incentives |
| Lowest Possible Rebate: 1% |
| Highest Possible Rebate: 1% |
| Additional Rebates: None |
| Rebate Details: Earn 1% in cash back credit on all qualifying purchases. |
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| For Cards with Points Incentives |
| Points Per Dollar Spent: |
| Additional Points: |
| Point Details: |
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| For Cards with Miles Incentives |
| Miles Per Dollar Spent: |
| Additional Miles: |
| Program Details: |
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Rewards Expiration Period:
This period applies to all rebate, point and reward programs. |
| Annual Limit: |
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ADDITIONAL PERKS 
| Various Internet account related services.
Lost and stolen card reporting.
Up to $500,000 in travel accident insurance.
See website for additional benefits. |
Special Notations:
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. before applying!
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