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IberiaBank Visa® Select Card |
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IberiaBank Visa® Select Card
Issued by IberiaBank.
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BASIC INFORMATION 
| Introductory Rate: 0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfe |
| Rate Applied To: Purchases, Balance Transfers |
| Additional Details: Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory Rate of 1.99% or 7.50% for 12 billing cycles for balance transfers. |
| Regular APR: |
Variable or Fixed:
Variable APR's are based on the Prime Rate or the 1 month LIBOR. |
| Annual Fee: $35 |
| Annual Fee Details: Low Annual Fee of $35.00. |
| Application Fee: |
| Participation Fee: |
| Reload Fee: |
| Inactive Fee: |
| Total First Year Fees: |
| Type Of Rewards: |
| Be sure to read the card's Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $0.50). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will for more details. |
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CREDIT CARD REVIEW 
| This review was last updated on |
Overall Rating: 5.0
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. |
| The IberiaBank Visa® Select Card is a low interest credit card that caters to shoppers interested in a credit card that does not charge high interest fees. The card offers low interest, a low annual fee, exciting promotions and first-class card perks.
Introductory Rate. During the first year of card membership, you may not have to pay interest on your purchases. Based on the creditworthiness of the cardholder, the interest can be from 0% to 7.50%.
Balance Transfers. For the first twelve months of having your card, you can enjoy an APR as low as 1.99% during the first 12 billing cycles. This special deal applies to balance transfers that are processed during the first three months of card membership.
Low APR. After the 12 month promotion, your APR can be as little as 7.50% based on your creditworthiness and the prime rate. This offer is exclusive to the IberiaBank Visa® Select Card.
Card Features. In addition to the low APR offers, the card includes product enhancements such as auto rental collision damage waivers, roadside dispatch and travel emergency services that way you can travel without worry.
As a card member, you are entitled to access your account at anytime, and now you can with IberiaBank's online access features. The annual fee is as low as $35 an incredible offer! Now you can avoid high interest fees and pay a low annual fee with the IberiaBank Visa® Select Card!
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REWARD PROGRAM INFORMATION 
| Type Of Rewards: |
Reward Program Optional:
Optional programs may have a fee. See Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $0.50). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will for details. |
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| For Cards with Rebates Incentives |
| Lowest Possible Rebate: |
| Highest Possible Rebate: |
| Additional Rebates: |
| Rebate Details: |
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| For Cards with Points Incentives |
| Points Per Dollar Spent: |
| Additional Points: |
| Point Details: |
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| For Cards with Miles Incentives |
| Miles Per Dollar Spent: |
| Additional Miles: |
| Program Details: |
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Rewards Expiration Period:
This period applies to all rebate, point and reward programs. |
| Annual Limit: |
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ADDITIONAL PERKS 
| Various internet account services.
See website for additional benefits. |
Special Notations:
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $0.50). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Always read the credit card's Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $0.50). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will before applying!
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